Free · no obligation

Compare mortgage and home-equity options

Submit a short request and a Canadian mortgage provider can review your situation for a mortgage, refinance, or home equity line of credit. Checking your options is free and you are under no obligation to accept anything.

Before you start, it helps to know your numbers. Run the affordability calculator to estimate a maximum purchase price, the payment calculator to see what a payment looks like, and the stress test calculator to see what you qualify for at the higher qualifying rate.

If you are renewing, read the mortgage renewal guide first — renewal is usually the cheapest moment to switch lenders, and the penalty for breaking a mortgage mid-term can be significant. If you are borrowing against equity, start with how HELOCs work in Canada and the 65% loan-to-value cap.

Check your mortgage options

Submitting a request does not guarantee approval. Approvals are at the lender’s discretion. We may earn a commission if you apply through this form, at no extra cost to you.

What happens after you submit

  1. Your request is passed to a Canadian mortgage provider that reviews it against its lending criteria.
  2. If your situation fits, they contact you to discuss options. You are not obliged to proceed.
  3. Any real offer will involve a credit check and full underwriting. Submitting a request is not an approval.

What this is not

This is not an application to Mortgagor.ca. We are not a lender, broker, or adviser, and we do not make lending decisions. We do not see or store the details you submit — the form is operated by the third-party provider, under its own privacy policy. We may earn a commission if you apply through it, at no extra cost to you.